Reclaim Control of Your Data

Credit reference agencies are unable to update YOUR data based on YOUR request without authorisation from the companies, as "the information they hold belongs to the companies who provide it and they are the data controllers." They subsequentely advised that "the Human Rights Act 1998 requires all 'public authorities' to act compatibly with the rights contained in Schedule 1 of the Act. However, the agency is not a public authority but a private company carrying on commercial activities. It follows that the 1998 Act does not directly place upon us any additional responsibilities or duties."

The financial institutions are also able to set their own rules for retention of data.

The UK Financial Ombudsman advise that they are unable to do anything and suggest contacting the Information Commissioner’s Office who advise that
* the information can remain on record for "as long as information is relevant for credit referencing purposes"
* there is no set time limit for how long this period of relevancy is

ICO suggest contacting the FSA for further advice. The FSA summarised response was that they were unable to resolve disputes and that I should seek legal advice.

Ultimately the irrelevancy and powerlessness of the FSA, ICO and Financial Ombudsman are quite astounding and to suggest that it is we who have to resort to legal advice in order to control our own personal data is frankly insulting.

Consider voting for a campaign to raise awareness here or liking the Facebook page

Free Monetize Your Passion eBook and Help Homeless Children in the US

Most of us would love to earn our living doing what we are passionate about, I think. Enter your email opposite to take a look at the first chapter of a new book about just that - Monetize Your Passion. If you like what you see, you’ll be able to pick up a free e-copy of it and have the option to help America’s 1.6 million homeless children by donating to the GenerationWhy charity. The 238-page book is full of advice for finding the job you love so that you never have to work again.

Just enter your email below to receive your free chapter!

If Tony Robbins is issuing a note of business caution...

Tony Robbins

If personal/business development "guru", Tony Robbins, is issuing a note of business caution, then surely we really do need to look at new paradigms of not only business but also for our personal well-being.  As one of the major players in transformation, Tony has dealt with some of the most influential people in the business world (listen to his short anecdote about taking some of them to Dubai).

As someone who has reservations about the "Law of Attraction/The Secret" phenomenon (and Tony has been at least of the fringes of this), I'm pleased and even inspired by this snippet of realism from someone who has an intelligent insight into human behaviour and challenges.

He just asks us to consider some important points and find a way to deal with potential major business failures and its effect on individuals. (A related resource is "Smile or Die: How Positive Thinking Fooled America and the World")

I'm unable to embed the video in this post so take a trip over to Tony Robbins' own site and take a look. However, I did find this



Comments as always are welcome here

Inspirational Last Lecture Before His Death

Something to aspire to. He holds it together until the very end.

Sometimes when we near certain death, it will drive us to realize most things we take for granted in life. This is just word of thoughts to inspire us.

Below is a shortened version of his full lecture (about 1 hour) found at http://www.youtube.com/watch?v=ji5_MqicxSo

Randolph Frederick "Randy" Pausch (October 23, 1960 -- July 25, 2008) was an American professor of computer science and human-computer interaction and design at Carnegie Mellon University (CMU) in Pittsburgh, Pennsylvania. Pausch learned that he had a terminal case of pancreatic cancer in September 2006. He gave an upbeat lecture entitled "The Last Lecture: Really Achieving Your Childhood Dreams" on September 18, 2007 at Carnegie Mellon.

Create you own custom eBook for FREE - Great Wikipedia Resource!

I've just come across this great resource via The Social Media Guide. Did you know how easy it is to create an ebook with Wikipedia's Free eBook Generator? Great idea for a personalised offer from your business or to your family and friends as it gives you the option to pay to have it printed and delivered.

Clean & Green Marketing Free Tips Offer

Subscribe to Shel Horowitz's Clean and Green Marketing List to receive Seven Tips to Gain Marketing Traction as a Green Guerrilla (this is some stuff you won’t see elsewhere). This brief Special Report will immediately get you thinking differently about marketing…and the monthly newsletter will provide actionable tips, reviews of resources, and profiles of companies doing it right.

Also, Seven Weeks to a Greener Business: Once a week for seven weeks, you’ll get a one-page press release, covering (in order):

• Green printing (eight specific steps)
• Saving energy (six steps)
• Reducing waste (ten ideas)
• Conserving water (five ideas)
• Green transportation (six steps)
• Deep-Green measures (six steps)
• Effective Green marketing (six ideas)

Sign up here to get your bonuses: http://guerrillamarketinggoesgreen.com/clean-green-marketing

There's no such thing as failure, only feedback

What's in a name? Well, after a recent personal coaching course attended as another attempt to find my way out the maze, I decided to take on one of the tenets of the coaching world and rename BFA slightly.

So BFA is no longer Business Failures Anonymous but Business Feedback Anonymous.

The techniques and theory of coaching, NLP, Time Lines etc say much to my logical brain and it is the challenge of matching this to the failure, oops, feedback of emotions and finances. I have my reservations about some of the over-positive "attitude is altitude" (see The Secret Secrets of the Secret) but sticks and stones may break bones but names will never hurt... so Business Feedback Anonymous it is.

And in line with the new name, please leave your thoughts and feedback below!

The Secret Secrets of The Secret

Having just attended a personal coaching course, I was enjoying the material presented until the mention of The Secret and The Law of Attraction.

If you have not come across these techniques, belief systems, the basic premises (from The Secret Official website - no, it's not an affiliate link!) are as follows

1. "The Secret reveals the most powerful law in the universe. The knowledge of this law has run like a golden thread through the lives and the teachings of all the prophets, seers, sages and saviors in the world's history, and through the lives of all truly great men and women. All that they have ever accomplished or attained has been done in full accordance with this most powerful law."

2. "The Secret teaches us that we create our lives, with every thought every minute of every day. Living The Secret offers tools and ideas to help you live The Secret and create the life of your dreams.

Now, whilst I do not in principle have a problem with positive thinking (but see Smile or Die: How Positive Thinking Fooled America and the World), I consider that it has some unspoken and unmentioned principles which I list below in no particular order and which I will expand upon in future posts:

1. It adapts the (generally non-western) teachings of prophets, seers and sages to give credence to (generally western capitalist) goals.
2. When advocates of The Secret quote the sages, for example Ghandi's "Be the change you want to see in the world", in encouraging people to "think big", how many would be prepared to take the stance that Ghandi and his ilk have taken for social causes etc
3. Its principles generally only apply to individual "dreams" based on western capitalism
4. It relies on people being oblivious/unconscious/uncaring to the global consequences of their goals/visualisions - if I have an Apple iPad on my "visionboard", I do not have take into consideration the responsibility I have to the well-documented exploitation of Chinese labour.
5. In general, The Secret pays little attention to ethical, moral or social considerations, being all about the individual's dream, no matter what its global impact may be.
6. Another quote is that "People get the life they deserve and desire". So do advocates of The Secret consider that people living in favelas, ghettos, townships etc have the life they deserve?
7. A major principle is that people have to take responsibility for their actions, past, present and future. But where does this responsility stop - see reference to iPad above.
8. It considers that we live in an abundant universe. Abundant for who? It claims that what you focus on is manifested in reality so who is manifesting global inequalities?
9. In general, it seems to work within this system of inequalities, if not actively promoting them.
10. It is generally focussed on financial wealth, basing much of the ideology on Napoleon Hill's "Think and Grow Rich"

Whether I agree or disagree with global inequalities, the focus on financial wealth etc is irrelevant. However, I do consider that the principles of The Secret are at best paradoxical and at worst hypocritical.

Comments, as always, are welcome.

(See wikipedia's Law of Attraction entry for more information and critique)

How to Deal With Depression After Losing a Job (or Business)

It could happen as soon as you hear the words from your boss that you are losing your job. It could happen days or weeks later. But the truth is that sooner or later you might feel the heavy grip of depression upon becoming unemployed-and in this economy, many people are feeling it. It is perfectly normal to feel this way in such a situation. Luckily, there are ways you can cope with the blues-here are some.

Click here to read more

Big Society, Big Schmociety or Big Scam?

I would love to get people's views on whether the UK government's latest initiative is truly going to benefit "society" - once again, terminology which, consciously or unconsciously, takes the individual out of the equation.

Here are a couple of relevant links from the BBC
http://www.bbc.co.uk/news/uk-10680062
http://www.bbc.co.uk/programmes/b00t1896 (you will need to be able to access BBC iPlayer)

To start the ball rolling, personally I think it's obscene to ask one section of society to work for nothing, replacing many skilled and qualified people whilst there are still spotty 19 year olds earning squillions, pressing a button to move virtual cash around. We're all in it together, David...NOT!

BFA is now on Spruz

Due to Ning's revised pricing structure, BFA's main network site is at bfanon.spruz.com. Don't forget to pay us a visit there and join.

Resource Based Economy - a way to avoid financial failure?

"A Resource Based Economy is a paradigm shattering concept. The idea changes the focus of how society works on a fundamental level, causing a ripple of profound implications to permeate all of society. For many, removing the corruption of the monetary system is a logical step, which will manifest our innermost hopes and dreams, revealing a beautiful ideal world. Yet, much of the vision of a Resource Based Economy is in the future."

Read more...

Free Financial Management Resources

I've just seen this article on Mashable/Business which may be of use to anyone interested in finding ways back from financial problems.

"Web technology has revolutionized finance by making it easier than ever to monitor cash flow and track trends in your spending. Mint.com has been a leader in this realm for personal finance: its technology helps you track multiple accounts, analyze spending trends, and manage financial goals.

There isn’t a clear counterpart to Mint for businesses, though. That’s where inDinero, a Y-Combinator-funded startup, comes in.

inDinero is a web-based financial dashboard for small businesses. Like Mint, it aggregates financial data from bank accounts, investments, and other sources and places them in a simple, easy-to-navigate interface where you can quickly see your income, spending, recent activity, and your financial runway."

Read more...

Who wants to be a millionaire?

What happens when you earn or inherit a fortune, but it makes you feel empty inside? Meet three of the wealthy elite who are giving their money away in this article from the Guardian about Karl Rabeder, Sara Robin and Brian Burnie.

Read more...

And if you're not quite a millionaire and looking to de-stress on a low budget, there are some interesting free offers on fundraising.co.uk ranging from free time away to free cinema tickets

Should we be afraid, very afraid? US Debt & Inflation Documentary

'Meltup is a new documentary about how the U.S. economy is at the beginning stages of a currency crisis that will ultimately lead to hyperinflation.



The National Inflation Association is pleased to announce the release of 'Meltup', a new nearly one-hour documentary about how the U.S. economy is at the beginning stages of a currency crisis that will ultimately lead to hyperinflation.

NIA believes Meltup is the most important economic documentary ever produced in world history. The Second American Revolution has begun! Please share this documentary with all of your friends and family members!

Meltup features Gerald Celente, Peter Schiff, Ron Paul, Marc Faber, Jim Rogers, Tom Woods, and others. The documentary proves through facts and statistics how hyperinflation in the U.S. is now inevitable and how Americans could soon see the end of entitlement programs they have become dependent on to live and survive.

What is the purpose of Business in the 21C?

Having just come across a video from respected internet entrepreneur, John Reese, I found myself asking questions about the purpose of BUSINESS. 

If you have 15 minutes or so, please take a look at the video at OutsourceForce - $2/hour Power Formula (and no, it's not an affiliate link!)

If you do not have the time to watch it, as the name suggests, it deals with outsourcing as much as possible of your business in a global economy so that you have "little cheques going out but big cheques coming in".

John's analysis is entertaining (it's worth watching for his comparison of the Siegfried & Roy business model with that of Blue Man Group!) and informative.

John's formula emphasizes methods which have underpinned a system of global economic wealth rather than global economic health.

In the 21st century, I feel that business should be about finding ways to make the world fairer, more sustainable, more ethical, more socially responsible in a GLOBAL economy.  And as much as my mind cannot find fault with John's analysis, my heart has a problem with it.

With the current global economic situation being as precarious as it is, does the energy and innovation of business leaders, entrepreneurs and gurus need to be guided in new directions?  With the knowledge, hindsight and resources now available to look at problems and their solutions globally rather than unilaterally, I wonder whether there is the will to work towards a paradigm shift in attitudes...
* see Huffington Post review of The Zeitgeist Movement: Envisioning A Sustainable Future
* see Stephen Fry's post and comments about the UK 2010 election

* listen to Gary Hamel "ReManaging Management" on BBC World Service Global Business
-- "shareholders do not create wealth, employees create wealth"
-- "Apple has reinvented 4 different industries - music, retailing, computing & mobile phones.  Larry Ellison of Oracle said of Apple 'they seem to have the mind of engineers and the heart of artists'"

Leave your thoughts below whilst I'm gathering mine!

David Connor & Coethica

David Connor has just posted an excellent take on BFA's article about support for business failures - "Who Helps When Small Business Dreams Turn to Nightmares?".

David Connor’s Coethica is a UK company founded on embedded ethical values who offer specialist expertise across the Corporate Social Responsibility (CSR) spectrum to private, public and voluntary sector organisations whatever shape or size.

Business responsibility is a rapidly emerging management area focusing an organisation’s ethos toward balancing economic, social and environmental impact. Most businesses already consider these impacts even if they don’t call it CSR, but the maximum benefits from a strategic identification of relevant opportunities are very often missed.

CSR is not a particular goal that can be achieved, but a themed journey that improves business performance.
Find out more on David’s sites and blogs at
http://davidcoethica.wordpress.com/
http://www.coethica.com/
http://www.linkedin.com/in/coethica

Hindsight is a wonderful thing!

They say hindsight is a wonderful thing and I'm sure we'd all agree with that one!!

If you have had a failed business and if there was one thing that you wish you'd known, or been asked, or been told about before you started your business that may have helped you in your decisions to start, continue or close your business, what would that be?

Please either leave a comment below or if you have had a failed business, consider joining Business Failures Anonymous and leave a reply on the discussion forum here

From Business Link to NHS Shrink: Pending Replies!

I have just emailed several UK business support agencies for their opinion about the post at "From Business Link to NHS Shrink".  I look forward to seeing how many reply and their responses. It should be interesting so watch this space.

With some of them having offered their services at some stage of my business, I thought that they may be interested in the issue that I hope to raise in relevant publications, blogs, letter pages etc over the next few weeks.

I still feel that business failure is an area which needs serious attention especially in the current climate and, having spoken to other business failures who have felt 'abandoned', I do not believe mine is a one-off 'sob story'. I hope to take my experiences and offer them positively both as 'worst-case scenario' advice for pre-start ups and as moral support for post-failures, two aspects of the business life-cycle that are sorely lacking, in my humble opinion.

More at "From Business Link to NHS Shrink"

BFA has signed the Business Ethics Pledge

PREVENT ANOTHER ENRON, LEHMAN and CREDIT CRUNCH.
Help us work towards positive change in the business world by joining our campaign to change the way the world does business. We must make unethical business practices unacceptable.

You can succeed in the business world without dishonesty, greed, or unethical practices! BFA has committed to do business ethically and joined the campaign to share the message that ethical business is more effective and more profitable. Click here or click the logo to find out more.

From Business Link to NHS Shrink

Where are the business support agencies at the end of a dream?

I feel that business failure is an area which needs serious attention especially in the current climate and, having spoken to other business failures who have felt 'abandoned', I do not believe mine is a one-off 'sob story'. I hope to take my experiences and offer them positively both as 'worst-case scenario' for pre-start ups and as moral support for post-failures, two aspects of the business life-cycle that are sorely lacking, in my humble opinion.

When Small to Medium Enterprises succeed, agencies that provide 'free' start-up help and advice will bask in reflected glory, deriving kudos from having enabled those businesses to survive and thrive, and putting pictures and stories in their newsletters, on their websites and in local papers. Where, then, are those (salaried?) positive-thinking ‘shamans’ of business support agencies when SMEs fail? "Better to have tried and failed," I don’t doubt - but better still to have avoided any ‘free’ help, support and advice at the beginning from totally-unaccountable agencies who, under the current arrangement, certainly won’t be there at the end. 

When dwindling coffers become less than empty, entrepreneurs fall prey to rapacious insolvency practitioners and unscrupulous debt solution agents; faced with Kafkaesque nightmares of welfare benefit claims, CAB waiting rooms, - and, in the worst cases, calls to Samaritans, and the vagaries, waiting lists and delays of health service Liaison Psychiatry - all we have to rely on is ourselves (if we can avoid total despair) and our true family and friends.

We who end up saddled with debt, broken relationships, vulturesque offers etc., can, in our rational moments, put it down to naïve decisions as a risk-taker.  However, we are not merely rational creatures, and we need balanced advice and support at the beginning, i.e. from both sides - including a ‘devil’s advocate’ with real-world experience of worst-case scenarios and the effect on things other than the infamous ‘bottom line’.

Such a devil’s advocate is missing in practice, whereas it urgently needs to become not only a requirement but also an integral part of all business start-up advice. 

The agencies involved in the promotion and provision of so-called 'free' services to support and kick-start our dreams of enterprise - agencies that contribute to our initial enthusiasm by pumping us with advice and information (and in some cases, even finance & grants) to keep us positive - should be required to demonstrate that their interest in our participation means more than just another slice of government pie. 

Perhaps publishing detailed accounts of each stage of their involvement in our stories of business failure - were these agencies ever prepared to disclose, without being prompted, just what they didn’t do, say or tell us - might go some way towards helping others avoid great pain and despair.

Until then, however, advice and support agencies will continue to distance themselves from business failure; when Small to Medium Enterprises fail, friends and fellows, those agencies that provided 'free' start-up help and advice no longer want anything to do with us.

This is what we are here to avoid - Debt & Suicide

A rare glimpse of daytime TV a few days ago led to these extreme stories of what BFA is aiming to help people avoid. The impact of such terrible actions has long-reaching affects for family and friends who are unable to fully understand the mind-set of victims of failure in business or debt-related circumstances

http://www.itv.com/lifestyle/thismorning/more/debtandsuicide/

http://news.bbc.co.uk/1/hi/wales/north_west/7759118.stm

See also
Contemplating Suicide Due To Job Loss. Don't do it, here's how to cope:
http://www.the405club.com/post/535769726/contemplating-suicide-due-to-job-loss

Failed job hunt ends in overdose at 21
Times Online
Daily Mirror

A Positive Outlook on Failure - Every Little Helps

From recareered.blogspot.com

Why Employers Look For Candidates Who Have Failed

When I first heard this as a recruiter, I asked the hiring manager to please repeat themselves.
Later I learned that many savvy hiring managers often look to hire someone who has failed at a past job or project.

Ok, everybody out there that has hidden failures on their resume, raise your hand …

I was intrigued as I heard more and more hiring managers seek those who have failed at something, because it’s counter intuitive. And based on the number of people out there with their hands in the air, most candidates don’t realize just how valuable failure is.
Read more...

140,000 UK firms on the rocks as recession keeps biting

More than 140,000 UK firms experienced ‘significant or critical’ financial problems last quarter, according to insolvency specialist Begbies Traynor – a 6% rise on the previous three months. With the unemployment figure also expected to hit a 14-year high this week, and a think-tank suggesting that the economic gap between UK cities is getting even wider, one thing is abundantly clear: even if we do technically emerge from recession soon, we’ll be feeling its effects for a while yet...

Read more at ManagementToday.com

UK risks becoming 'bankruptcy brothel'

BRITAIN is in danger of becoming the "bankruptcy brothel of the world", it was claimed yesterday, as furious creditors prepared a landmark legal challenge over the country's largest pre-pack administration.

Read more at Times Online

How do you recover from the dark places of business failure?

My business failed in August 2009 and I keep getting told that all the best businessmen and entrepreneurs fail at least once. Having read a few bio's of entrepreneurs, I don't doubt that is true but what I don't understand is how they do it.

Is it to do with

* age

* money

* family & friends

* skills

The answer will no doubt come back as "All of them and none of them - it's to do with YOU" but what makes up YOU surely affects how you can recover. Looking at my situation, I don't see how I am going to be able to recover

* no property

* no access to other finance

* coming up to the big half-century

* pending bankruptcy

I have resigned myself to having to get a job but with very limited career prospects due to a thin, wide range of skills, I'm not looking forward to where that will end up.

I know I have a lot to offer but can't see where and how which leads me into very dark places.

The Entrepreneur and the Employee

I was alerted to the following "heated debate" on LinkedIn recently:

Top 3 Excuses Sales People Give To NOT to Work for Commission Only

So here I am trying to build a commission only sales team for our web development startup company. I must admit that such task has never struck me to be a daunting one. In fact I used to find most sales people energetic and willing to give just about an...[Read full article and comments on LinkedIn here]

If you are not signed up to LinkedIn, you can read the original article and less heated comments here

Although the article is related primarily to sales agents, several important points are raised in the responses relating to mindsets of the entrepreneur and the employee.

For a serious business blog, the comments in the discussion are incredibly "passionate" to put it politely, ranging from one word answers to insulting name calling to reasoned analysis. I can fully understand the originator's position and I am still coming to terms with the damage that employees can do, having been subject to multinational corporate bullying in a sole director "one-man" company. Ultimately, I know that I am to blame for having employed the people in question and trusted them, only to realise that my whole business model was wrong but that knowledge doesn't necessarily make it any easier to accept.

My comment on the discussion thread was:

My business failed for many of the reasons that seem to underpin the originator's frustrations and IMHO, he is looking at the wrong branch of the people tree.

What he seems to be seeking are partners with an entrepreneurial mindset, not people with an employee mindset. To get someone to invest mind/body/spirit in the way he wants, he needs to look for people with enough financial resources and belief in his business to allow themselves the "luxury" of working for future rewards with all the risk etc that is entailed therein.

Whether
1. he is prepared to do that
2. his product/service is unique and competitive enough to attract such investment
are questions only he can answer via personal examination, quality market research and a comprehensive interview process... or possibly a visit to the Dragon's Den!

Credit crunch and entrepreneurs

Current market instability is impacting on all aspects of the economy, from the banking and finance sector reporting losses, to consumers becoming more cautious about spending. With the credit crunch rarely out of the news, there are now indications that it is starting to affect entrepreneurs and smaller business bosses.

Read more at http://www.smeweb.com/economy/features/credit-crunch-and-entrepreneurs.html

Could business failures be taken more seriously in 2010?

A MANCHESTER solicitor today warned that the number of law firms falling into insolvency in the region is set to reach record levels during 2010.

Richard Glithero, head of insolvency at city centre outfit Pannone, said smaller practices are especially vulnerable to fraud, lack of funding and soaring insurance premiums.

Read more at
Manchester Evening News: Insolvency Set to Rocket for Solicitors

In my opinion, if this turns out to be true, we could see business failures being taken a bit more seriously, as one of the professions "profiteering" from business failure starts to experience the pain amongst "its own".

Wriggling out of debt, justice and fairness

Simon Read opines that "Wriggling out of debt is not proper justice" in the Independent.

I can assure Mr. Read that if I was able to repay debts, I would. I was brought up to act responsibly in all areas of my life including financial. To analyse the reasons for my debt resulting from my business failure would take us into areas of irresponsible acts by various professionals ranging from bankers to accountants to solicitors to leasing agencies. I am willing to hold my hands up and admit to my naivety and many mistakes contributing to the failure of my business.

However, I am unable to follow the "audit trail" backwards for decisions to allocate responsibility and therefore justice to parties contributing to my predicament - how are these parties brought to justice, Mr Read?. Some bright spark in some office somewhere in the world at some moment came up with the idea of "sub prime" mortgages, automatically increasing credit card limits. Will these bright sparks ever be brought to justice?

These decisions were in my opinion were morally suspect to say the least (well, I would say that, wouldn't I!) and have contributed to the misery of millions.

And don't get me started on business gurus, investment bankers etc receiving millions for ruining companies, clicking a mouse to "move money" whilst nurses, doctors, firemen receive pennies for saving lives, working 25 hours a day.

Justice, Mr Read, implies fairness in society. If you think we live in a fair society, Mr Read, you must pass through mirrors everyday to live in Wonderland and attend tea parties.

I'm OK, You're OK, We're OK... or are we?

With 2010 heralding a new year, there are reports that the worst is over and that we are going to have a more positive 2010 with fewer business failures. That may be so or it could be another example of "Pagliacci Economics". As stated on the main BFA site, BFA is not here to offer analysis of why businesses fail, it is here for those people suffering the debilitating effects of their business failing and according to the reports below, it seems that there may be a few more people who are still to deal with those effects, no matter where they are around the globe.

I'm OK, You're OK, We're OK... depends where you are or want to look, Pagliacci!

Some Google News Alerts for: business failures

Small business failures alarm China's official levels
The Australian - Michael Sainsbury - ‎Jan 4, 2010

ONLY nine months after China claimed its small business sector was surviving the global recession reasonably well, figures have shown that about 40 per cent ...

Wearside tops league of business failures and there's worse to come
Sunderland Echo - ‎Jan 5, 2010‎

Hard-pressed businesses on Wearside are failing at a faster rate than any others in the UK, according to new figures. Research by credit insurer Euler...

1400 companies to go under in 2010
Insideireland.ie - ‎Jan 4, 2010‎

1406 firms went out of business in 2009 with the total in December coming in at the highest for any month at 156. O'Brien's Sandwich Bars were among the...

BFA is now on Twitter

BFA is now on Twitter at http://twitter.com/bfanon

We now have a Facebook page

We now have a Facebook page at http://www.facebook.com/pages/Business-Failures-Anonymous/229447706900

Facebook is obviously a bit of a funny one as the very nature of the beast makes it difficult to maintain full anonymity but hopefully the page can be used to spread the word and point people towards this site.

In the same way, LinkedIn, eCademy etc may provide other drivers

Any comments about ways to use Facebook or other networking sites are most welcome.